Tag Investing

Posts: 17

The Ye Old Blog List

Back when I started blogging in 2005-ish, I had a few blogs that destructed due to bad software or databases. My Sixth World News and Commentary site just stopped working one day and I couldn't recover any posts. I was a tech newbie so I didn't know how to do SQL dumps and try to save over a years worth of work.

Wordpress came along and changed all that by making blogging more robust and fun. Then the blog explosion happened. We had Blog Carnivals, blog circle links, many new blogs popping up every week. Over time I made many online friends with many bloggers. I had found my tribe. I posted about the markets, Forex, investing, and machine learning. Suddenly my blog took off because of my RapidMiner tutorials and the rest is history.

12 years later and I discover some old posts that I had archived. I started reposting (backfilling) a lot of those posts and inadvertently took a stroll down memory late. I noticed that a lot of the old links to blogs that no longer work but some still do.

I decided to do some digging and find out whatever happened too...

UglyChart

One of my most favorite blogs was UglyChart. Mike was one of the first people to code all kinds of neat trading intelligence stuff. His 'new all-time highs' and 'new all-time lows' daily list was invaluable. He built a trading bot and posted the trials and tribulations of it on a weekly basis. He's since shut down the blog and is now a successful Domain catcher. Good for him.

Maoxian

Maoxian started his daily day-trading tips back in 2005 with his "Dummy method.' He posted pretty regularly for a long time till he moved to China and back. He was offline for a few years and his posting suffered. Luckily, his blog has survived and he posts semi-weekly now, mostly about movie reviews. Rumor has it he's day trading again and he does share some tidbits here and there. His notes on Trader Interviews are invaluable.

TraderMike

I loved TraderMike's blog. His daily market recaps were the best and he was so sharing with everything he did. He was an electrical engineer turned software developer turned swing trader. He automated a lot of his stock selection and traded the 'swings.' He sold TraderMike several years ago and it's not the same anymore. He's moved on to SwingTradeBot now and appears to be living the dream.

TraderGav

TraderGav is still kicking around but he doesn't post as much as he used too. He's a full-time Forex trader and trading platform developer. We're friends on Facebook and he's busy being a Dad. I loved his Forex chart reads and he's one of the reasons why I got into Forex trading in the first place. Hopefully his blog will be re-energized one day.

Grace Cheng

Grace had a great Forex trading website where she posted her mechanical trading tips for currencies. She wrote a book and become a small sensation in the Forex circles. She has since redirected her site to some credit card reward program site. It looks like she's a busy mom now of two kids and travels the world with her partner. Good for her.

Jaloti

Jaloti cracked me up. Jaloti was just short for "Just another loser on the Internet." He had a brief but funny blog but then disappeared.

Howard Lindzon

Howard burst on the blogging scene back in 2007 with his Wall Strip video show. It was great, hilarious, and he sold it for $60 million to CBS. CBS promptly shut it down (dumbasses). He remains a blogging force to be reckoned with and remade himself from a hedge fund manager to a VC guy that manages a hedge fund. He's the right mix of humor and self-deprecating humor that I love. I have still yet to meet him but I have his mobile number somewhere.

From Blogs too?

It's amazing how fast time goes. Taking a minute to look from where you came from is equally important than just charging ahead too somewhere in the future. Like a lot of the bloggers above, I wrote a lot of blog posts between 2007 and 2010 and then dropped off. I was lucky enough to discover my love of machine learning by writing here. This love landed me a gig with RapidMiner and now H2O.ai.

I'm happy that many of the old bloggers have transformed themselves into some better and/or cooler from their writings as well. That makes me happy. It's amazing what you can do when you're passionate about something. You learn, you create, you make. You see, kids, it's possible to 'live the dream' if you put your passion to paper. At least it is for me.

comments

Motorola: Then and Now

Just over 12 years ago I posted about how Motorola (MOT) was in a downtrend because it couldn't come up with a new breakthrough product. The Razr phone was a wildly popular for years but MOT just rode it's coat tails. Traders and investors punished the stock for it's lack of vision.

Then:

MOT, 5/10/2007

Now:

Motorola Solutions, 5/18/2019, Trends

I lost track of what happened to Motorola but it appears to have changed to Motorola Solutions Inc (MSI) now. From the look of the chart, it seems to be doing a lot better than before.

Am I mad? No. I vaguely remember that Motorola was about to go out of business so if I had been a long term buy and holder, I could've been wiped out. Stock picking for long term investing is hard, really hard. When you put all your money into one horse, and it loses, well you lose. This is why I favor divesified assets like mutual funds or ETFs. You get a basket of stocks and if one blows up you take a small hit.

comments

Microsoft the AI Powerhouse

I've been a long term shareholder of MSFT and I've been rewarded quite well. Under the leadership of CEO Nadella, Microsoft has become and AI powerhouse, and I believe he'll win the cloud computing wars. Right now Amazon is the dominant player but based on what I see in Azure's development, I think both companies will be 'neck to neck' in a few short years.

Investors have rewarded the stock with new highs and crossing (before retracing just below) a $1 Trillion dollar valuation. Sure Apple did it first and then Amazon, but the one who wins is the one with staying power.

MSFT AI Powerhouse

This one key thing caught my eye from a recent Bloomberg article. The change in perception from a 'fixed mindset' to a 'growth mindset.'

Microsoft marketers like to attribute its reemergence as a tech power to a sort of cultural rehab, involving what Nadella calls corporate “empathy” and a shift of his team from a “fixed mindset” to a “growth mindset.” The reality of the company’s turnaround was more painful, according to interviews with more than four dozen current and former executives, board members, customers, and competitors. Under Nadella, it cut funding to Windows and built an enormous cloud computing business—with about $34 billion in revenue over the past year—putting it ahead of Google and making progress in key areas against the dominant player, Amazon Web Services. “I don’t know of any other software company in the history of technology that fell onto hard times and has recovered so well,” says Reed Hastings, CEO of Netflix Inc. via Bloomberg

I know how hard it is to change a massive juggernaut like Microsoft from the inside. Ballmer certainly didn't do it but I think Nadella will. The numbers won't lie and I expect to add more to my position over time.

comments

Investing in 2019 and beyond

The r/investing sub cracks me up sometimes. This guy has had enough of the sub because all it spews is how great Buffet is and dollar cost averaging.

Investing in 2019 and Beyond

If you ask me, all the things he complains about are good. ETF's are good, low cost(ish), and easy to get in and out of. Dollar cost averaging has really helped me build a good size 401k nest egg but it required consistency and time. If you add water with consistency and time, you get the Grand Canyon!

However, he(she) makes a great point about entrepreneurship and hard work. Real Estate, while greatly maligned right now, is another great vehicle to wealth. If you buy really low.

You need to think of yourself as being in business for yourself. I consider an Investor as someone who manages their own sovereign wealth fund. You need to put in the time to figure out what's best for you and your risk tolerance. Then, think like Ray Dalio.

Some things never change. People have no patience.

comments

House Buying Guide for Millennials

I've been thinking of writing a no-nonsense house buying guide for Millennials. I want to share my experiences and expertise in the engineering field as a way to help novice buyers. When I look at the portfolio of properties my wife and I own, I can't help but think of the mistakes we made. This isn't like buying or starting a business! They were silly mistakes with big ramifications that were completely avoidable.

So here's a multipart set of blog posts on the right way and wrong way of buying your first house.

Your First House

Buying the first house is stressful. There are so many questions you need to ask and answer.

  • Where do you want to live? 
  • Will you like the neighborhood?
  • Is it close to public transit? 
  • If I have kids, what's the school system like? 
  • What are the market prices? 
  • Does it make sense to rent instead?
  • Am I looking for a fixer upper? 
  • Do you have a decent sized downpayment? 
  • Will I have money to furnish my house after I close? 
  • Do I need an attorney to close?
  • Can I buy a house from auction, or is that a scam? 
  • What's a septic and should I buy a house with one?

Your very first house is a life changing event. It feels like a huge commitment and, let's face it, shows the world that you're setting your roots. Of course, people buy and sell houses in the US like crazy, but your first house feels like a HUGE commitment.

Breaking out this series

There are so many moving pieces to buying a house and I'll try to break them down as follows (subject to updates):

  • Location/Schools/Flood Hazards
  • House Infrastructure
  • Inspections
  • Fixer Upper or Move in Condition
  • Financing
  • Expanding the House
  • Courthouse Deals
  • Ancillary House Stuff

This list will be updated as I start to write this house buying guide, but that's it for now.

Stay tuned!

comments